Would a bank qualify us for a home loan?
Thinking about buying a condo with my fiancé in Los Angeles…Do you think we will qualify and about how much?
His Score EX 750
Mine EX 710
No negatives
INCOME
Gross income combined is 51k
My fiancé makes another 4k a year but is not reported or taxed…I know this won’t help us.
EMPLOYMENT
I am done with school and I am currently working in the same field I studied. I have been working with my current employer for a year and 3 months. Prior to that I worked at another company in the same field for 1 year.
My fiancé has been at his employer for a year and 6 months. Before that he worked for a sporting goods store for 3 years.
Bank loan or debt consolidation program for credit card payoff?
Due to a family tragedy, my husband and I are currently in $26,000 of credit card debt. All of the payments are current and the cards are paid on time with the accounts still open (we are not still charging, though). We are looking to seriously pay this down before the interest eats us alive. My husband wants to take out a bank loan and pay the cards off that way, but I am wondering about the debt consolidation programs you hear about (I know some of those are scams and some are real). Any advice or experience?
What is the best way to settle your debt. Should I contact Credit card bank or debt relief company to settle?
I am a single parent and have close to $ 15,000 in credit card debt. I tried calling credit card company to make an offer in lower amount. Do you think if credit card company settle with in lower amount of payment would it affect my credit history. What is the best way to go
The high cost of credit card debt.: An article from: Bank Marketing
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Bank Credit Card Debt Can Be Solved Through Settlement | GM Blog
If you are behind in your bank credit card payments, one option to solve the problem is using debt settlement. This option is more drastic than debt relief efforts, which reduce the interest rate or payment amounts, but less drastic … …
How To Pay Down Credit Card Debt Fast On Your Own Or With Help
You have to write to your credit card company and let them know of your intention for debt relief. You should be able to provide good reasons for your delinquent account such as job loss and medical emergency. * You should then offer to pay 30-40 … If the terms of the settlement are accepted, after a bit of negotiations of course, you should then pay off your debts and sign any paperwork. Just remember to work with the bank instead of ranting and raving against it. … …
credit card debt management – Multiple Credit Card Holders and …
Loan takers attain considerable credit card debt info before using this option. After the settlement consultants inform the bank that a particular customer needs a relief option, a team of professionals is sent. … …
